On Jul 5, 6:04 am, Mike <r...@g...com> wrote:
> > Risk doesn't necessarily mean high return.

> > A retirement fund will have higher amounts of bonds than would be
> > optimal for capital appreciation.

> True. My Vanguard and Fidelity target funds are both IRAs, though, and
> right now they have about 80-90% stocks or more.

Do you have those funds in a brokerage account? If so, you would be
able to buy ETFs and individual accounts.

> I was thinking about sector investing. I might look into that, too.

I think that you need to have at least 20% in the energy sector with
current price increases.

--
Ron

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